Health Insurance Plans
18 Years of Experience securing cashless medical access and transparent claim payouts. Built on top of certified hospitals with 12-minute response commitments.
Key Benefits of Health Insurance
Cashless Hospitalization
Access treatment at network hospitals within Pune and across India without paying upfront.
Pre & Post Treatment
30 days pre and 60 days post-hospitalization expenses covered under most plans.
Family Coverage
Cover entire family including parents under a single policy — shared or individual sum insured.
Maternity Benefits
Maternity and newborn cover available in select plans from day 1.
Critical Illness Cover
Lump-sum payout on diagnosis of 36+ critical illnesses including cancer and heart attack.
No Room Rent Limit
Avail any room category without cap on room rent — no hidden sub-limits.
Select a tier below to view specific coverage specifications.
Family Floater
From
₹450/mo*
All family members protected under a single unified cover. Cashless hospitalization in Pune care network. Covers up to 6 family relations in one plan.
- ✓ Shared sum insured
- ✓ Includes newborn from Day 1
- ✓ Covers up to 6 members
- ✓ Cashless in Pune hospitals
Senior Citizen Shield
From
₹800/mo*
Specialized plans for parents & seniors aged 60–80 with transparent co-payment terms explained upfront.
- ✓ Age 60–80 covered
- ✓ No health check in many plans
- ✓ Transparent waiting periods
- ✓ Dedicated claim support
Critical Illness Protection
From
₹250/mo*
Lump-sum benefit on diagnosis of cancer, heart attack, stroke, and 36+ illnesses — use funds as needed.
- ✓ 36+ illnesses covered
- ✓ Lump sum payout on diagnosis
- ✓ Income replacement support
- ✓ Can supplement health plan
Individual Health Cover
From
₹350/mo*
Personalized coverage for a single individual with maximum flexibility in hospitals and room categories.
- ✓ No room rent cap
- ✓ Flexible sum insured
- ✓ Best for professionals
- ✓ Fast cashless approval
*Terms & Conditions on Premiums: Indicative starting premiums only. Actual premium payable differs from policy to policy depending on the age of oldest family member, sum insured, pre-existing conditions, selected riders, GST, and insurance company policy terms. Subject to insurer underwriting approval.
Compare Policy Features, Not Just Premiums
Many low-premium plans hide strict clauses in the fine print. Use our checklist to see what we look for when auditing policy documents.
Health & Mediclaim Checklist
The Standard Trap: Room Rent sub-limits
Capping room rent to 1% of cover (e.g. ₹5k limit). If you choose a better room, you pay 30-40% of the entire hospital bill out-of-pocket.
The Standard Trap: 4-Year Pre-Existing Disease Block
Hiding a strict 48-month waiting period for blood pressure, thyroid, or diabetes treatments.
The Standard Trap: Co-payment Exclusions
Forcing a mandatory 10-20% share of each claim amount, especially common for senior parents.
Life Insurance Checklist
The Standard Trap: Traditional Endowment Plans
Mixing savings with life insurance, resulting in low coverage (₹5-10L) and poor returns (4-5% p.a.).
The Standard Trap: Underinsurance / Low Sum Assured
Selecting a generic, low coverage limit (like ₹10-25 lakhs) that fails to secure outstanding home loans and family needs.
The Standard Trap: Non-Disclosure of Health History
Hiding habits (like smoking) or minor pre-existing ailments to save a few hundred rupees in premium, risking future claim rejection.
Pune Hospital Claim Support
Our local claims team is situated in Pune. When hospitalization occurs, trigger a claim directly from your smartphone or ping our WhatsApp assistance line. We communicate in real-time with hospital desks to settle claims.
⚡ Direct cashless verification inside 12 minutes
Get Claims SupportFrequently Asked Questions
Get Health Insurance Quote
No commitment, full transparency policy evaluation.
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